Amazon Pay ICICI Credit Card Cashback Changes: What You Need to Know

Big news for Amazon Pay ICICI Credit Card holders: the popular credit card has revised its cashback program, and universal cashback is no longer available. Previously, cardholders enjoyed cashback on almost every purchase, making it a convenient everyday spending card. Now, the rewards are limited to specific categories such as Amazon shopping, partner brands, and select digital payments. Key Points to Know Universal cashback removed: General purchases outside select categories no longer earn rewards Targeted cashback: Focus remains on Amazon transactions and partner platforms Impact on users: Those using the card for groceries, dining, or other routine payments may see reduced benefits What Should Cardholders Do? If you’ve been maximizing cashback on all your spending, it might be time to review your options. Consider using alternative credit cards with broader cashback benefits for day-to-day purchases, while retaining the Amazon Pay ICICI Credit Card for Amazon-specific transactions. The change is a reminder to always keep track of credit card reward policies, as they can shift and affect how much value you get from your spending.