How to Make the Most of the 25 % Cashback Offer on Your RuPay-JCB Credit Card

If you hold (or are considering) a credit card on the RuPay-JCB network, you’ll be pleased to learn about this offer: 25 % cashback on in-store international spends in certain countries — yes, that’s a quarter back on your purchase! Here’s how it works and how you can use it smartly. ✅ What You Need to Know The offer covers in-store POS transactions abroad (i.e., physical merchant outlets) in the specified countries. To activate the benefit, you need to make at least 2 eligible transactions during the offer period. Once you do that, all subsequent in-store spends (in the eligible locations) qualify. For each transaction you make, the cashback is capped at ₹1,500. Over the full campaign you can earn up to ₹15,000 on a single card. There’s no minimum amount per transaction required. This means even a smaller purchase could qualify as long as it’s in-store and abroad in the eligible country. The Economic Times This offer is time-limited, so check the campaign period the next time you travel abroad. 🛫 Why It’s Valuable A 25 % cashback is quite rare for international spends, especially when combined with the allowed cap and no transaction minimum requirement. For frequent travellers, this can translate into substantial savings (up to ₹15,000) during the offer period. Encourages usage of RuPay-JCB network abroad, which means better global acceptance for Indian cardholders with this card type. ⚠️ Tips & Things to Watch Confirm your card is indeed a JCB-branded RuPay credit card and is activated for international use. Ensure that the merchant is a POS (physical store) in the eligible country and that the card transaction is processed correctly — online/portal or in-flight purchases may not always qualify. Save receipts and track your transactions — you’ll want proof in case of any cashback delays or disputes. Note the cap constraints (₹1,500 per transaction, ₹15,000 total). If your spend is much larger, the incremental benefit is limited. After the campaign ends, verify when the cashback is credited — the settlement process may take time. While this is great for travel, don’t ignore the primary costs of the card (annual fees, forex mark-ups, other charges) — ensure it’s still a net positive overall for your profile.