You Can Now Convert Kotak Credit Card Reward Points to Air India Maharaja Club Miles — Here’s How

Great news for frequent travelers! Kotak Mahindra Bank has officially partnered with Air India’s Maharaja Club, allowing eligible Kotak credit cardholders to convert their reward points into Air India Miles. This new feature unlocks travel possibilities for users who’ve been accumulating Kotak points and want to turn them into real flight value. ✈️ How the Conversion Works Kotak credit cardholders can now link their Air India Maharaja Club account with their Kotak rewards profile. Points earned through eligible spends can be transferred at a predefined conversion rate (for example, 1 Kotak Reward Point = 1 Maharaja Mile, depending on the card type). Transferred miles can then be redeemed for Air India flight tickets, cabin upgrades, and partner airline bookings. 🎁 Why This Matters Until now, Kotak Mahindra Bank’s reward ecosystem primarily focused on merchandise and cashback. With the new tie-up, Kotak joins banks like HDFC, Axis, and American Express in offering direct airline transfer options, giving cardholders more flexibility and higher reward value. This feature particularly benefits frequent flyers and business travelers, allowing them to earn travel rewards from daily spends and convert them into free or discounted Air India flights. 💡 Things to Know Only select Kotak cards (such as premium and travel-oriented variants) support this transfer option. Transfers are usually irreversible, so check conversion rates and minimum thresholds before redeeming. Maharaja Club replaces Air India’s old “Flying Returns” program with a refreshed structure offering better redemption flexibility and international tie-ups.