Kotak Offers ₹700 Cashback on ₹10,000 Spend for Credit Card Users

Kotak Mahindra Bank has rolled out a limited-time cashback offer for select credit cardholders. Under this scheme, card users who spend at least ₹10,000 using their Kotak credit cards can receive ₹700 cashback, subject to certain conditions. Key points of the offer: Eligible customers must enroll via the official communication from Kotak (SMS, email, WhatsApp or other channels). Net spends (after refunds or reversals) of ₹10,000 or more must be done within 30 days of enrollment. Some transaction types are excluded (e.g. EMIs, wallet loads, certain bill payments, insurance, government service transactions) from qualifying spends. Cashback will be credited to cardholder’s account within around 60 days after the offer period. This promotional offer appears timed with festive or spend-boost seasons and aims to encourage card usage among customers who might be considering other banking or credit card options.